When Você possui um negócio, a maneira como vende seus bens e serviços e a rapidez com que essas transações é essencial para o seu sucesso. eles.

Though mobile payments can be a simple tool to boost your operational efficiency and cash flow, the technology used remains shrouded in mystery, often misleading to consumers and merchants who use them.

Aqui estão quatro mitos comuns sobre pagamentos móveis. E fornecemos os fatos por trás da confusão que envolve essa tecnologia. O papel do dispositivo móvel na transação não é diferente do de uma caixa registradora. Os protocolos de segurança

Myth #1: Mobile payments are insecure

Mobile payments allow merchants to use their smartphone or tablet as the device that facilitates payment. The mobile device’s role in the transaction is no different than that of a cash register. The no dispositivo móvel do comerciante, ou alojado em seus registros de negócios. Se um comerciante invade um dispositivo, o número do cartão de crédito do cliente não pode ser recuperado dele simplesmente porque foi recentemente digitado para o dispositivo para fazer um pagamento móvel. Uma década. Uma pesquisa recente dos consumidores globais conduzidos pelo ING indicou que mais da metade dos consumidores na Turquia e na Polônia usam pagamentos móveis e que os Estados Unidos, Espanha e Romênia aumentaram constantemente sua adoção do for mobile payments are just as secure as those that take place on a fixed point of sale (POS) system, assuming the payment provider uses Payment Card Industry (PCI) compliance standards during transaction processing.

If you use a reputable mobile payment processor to transact, your customer’s card information is not stored in the merchant’s mobile device, or housed in its business records. If a merchant misplaces a device, the customer’s credit card number cannot be retrieved from it simply because it was recently keyed into the device to make a mobile payment.

Myth #2: The technology is still too new

Though mobile payments have recently become more widely accepted by small business owners in the last few years, contactless payments in various forms have existed for nearly a decade.

Mobile payments remain a newer technology to many consumers and business owners in the United States, yet global trends are quickly shifting toward mobile use. A recent survey of global consumers conducted by ING indicated that more than half of consumers in Turkey and Poland use mobile payments, and that those in the United States, Spain and Romania have steadily increased their adoption of the Technology também. Terminais POS. Embora as taxas variem, muitos fornecedores de pagamento móvel custam os custos em uma porcentagem do valor da transação e até fornecerão o pequeno dongle que você se conecta ao fone de ouvido do dispositivo móvel gratuitamente. Por contraste, os terminais de deslizamento tradicionais podem custar até £ 1000. Porque eles entregam muito mais para o seu negócio do que simplesmente incorporar mais uma forma de opção de pagamento.

Myth #3: Mobile payment systems are expensive and complex

Mobile payment systems are extremely affordable for small business owners, particularly compared to wired POS terminals. Though fees vary, many mobile payment providers base costs on a percentage of the transaction amount, and will even provide the small dongle you plug into the mobile device’s headphone jack for free. By stark contrast, traditional swipe terminals can cost up to £1000.

Installing a mobile payment system into a mobile device requires little more than establishing a merchant account and downloading a payment providers’ app.

Myth#4: They’re just a form of payment

Why mess with mobile payments when you already have a point of sale terminal or are doing just fine with cash? Because they deliver far more for your business than simply incorporating one more form of payment choice.

In addition to expediting the amount of time customers must wait to pay in a checkout line, many mobile payment providers incorporate customer loyalty programmes that SMEs can easily manage and leverage as targeted promotional tools that reward customers for coming back.

If you sell at pop-up shops, festivals, remote locations or from the client’s site, mobile payments empower you to process customer payments from anywhere, regardless of whether or not the customer está carregando dinheiro. Os pagamentos móveis também podem ajudá -lo a gerenciar melhor seu fluxo de caixa. A maioria dos processadores transfere eletronicamente fundos para a conta bancária que você especifica dentro de 72 horas após a aceitação da transação, e muitos oferecem a capacidade de aceitar pagamentos em várias moedas. Evolui. incorporam -se à nossa vida pessoal e comercial. A captação contínua dessas novas tecnologias provavelmente será acompanhada por uma infinidade de novas logísticas, legalidades e contratos.

Conclusion

As consumers and business owners become increasingly reliant on mobile devices, using a phone or tablet to pay will no longer seem like a mysterious technology reserved for early adopters, or a trend that will pass as technology evolves.

Influential brands and merchants continually shift their processes to accommodate mobile payments and mobile wallets, small business owners who leverage them can realise the same operational efficiencies that major merchants incorporate into their business models to serve customers and establish a competitive advantage.

Four Business Solutions

Mobile payment technology – and all the accompanying products and services on offer – will continue to embed themselves into our personal and business lives. The continuing uptake of these new technologies is likely to be accompanied by a plethora of new logistics, legalities and contracts.

Facilitar a vida. Considere o uso de Software de gerenciamento de contratos para tirar parte da dor. quatro soluções de negócios Oferta Insight de contrato, uma solução usada por muitas empresas da Fortune 500 e uma que ajuda com a sua renda de remendos e renovation, que não se remendam. Diretor, quatro soluções de negócios emcontract evaluation, negotiations and renewal.

Why not revolutionise your results while keeping abreast of technology trends by contacting John O’Brien, Director, Four Business Solutions at [email protegido]?